Open A3.Bank

Integrations

Payment systems, card networks, central bank rates, credit bureaus and state registries of five countries connect to one core through ready adapters.

Russia

Payment systemsBank of Russia payment system: urgent and clearing transfers, SBP and SPFS
Card networksMir, Visa, Mastercard, UnionPay
Exchange ratesOfficial Bank of Russia rates
Credit bureausNBKI and OKB
Checks and registriesCounterparty checks against state registries

Kazakhstan

Payment systemsNational Bank KISC: RTGS and clearing in ISO 20022 format
Card networksVisa, Mastercard, UnionPay, American Express
Exchange ratesOfficial National Bank of Kazakhstan rates
Credit bureausFirst Credit Bureau and State Credit Bureau
Checks and registriesChecks through the PKB

Kyrgyzstan

Payment systemsNational Bank of the Kyrgyz Republic: RTGS and clearing, Elkart card settlement
Card networksElkart, Visa, Mastercard
Exchange ratesOfficial National Bank of the Kyrgyz Republic rates
Credit bureausIshenim credit bureau
Checks and registriesState services of the Tunduk system

Uzbekistan

Payment systemsCentral Bank: RTGS in ISO 20022 format, Humo card clearing
Card networksHumo, Uzcard, Visa, Mastercard
Exchange ratesOfficial Central Bank of Uzbekistan rates
Credit bureausKATM credit bureau
Checks and registriesTax Committee (Soliq) and eGov.uz

Mongolia

Payment systemsBank of Mongolia: RTGS and clearing in ISO 20022 format
Card networksT-Card, Visa, Mastercard, UnionPay
Exchange ratesBank of Mongolia rates
Credit bureausBank of Mongolia credit information system
Checks and registriesMongolian Tax Administration (MTA)

Message formats out of the box

Messages are built to the official schemas of regulators and payment systems, and every channel is tested against reference messages and receipts before launch.

UFEBS

ED101 payment orders, electronic document packets and Bank of Russia receipts

ISO 20022

pacs.008, pacs.002, pacs.004, pacs.028, camt.029, camt.054 and camt.056

ISO 8583

Authorizations, reversals and clearing of card transactions

SWIFT

MT103 international transfers and MT940 statements

1C

Exchange of payment documents with the client’s 1C accounting

CloudEvents

Events to external systems through Kafka, RabbitMQ, Pulsar and webhooks

Services around the core

Notifications

SMS, email, WhatsApp and Telegram by the bank’s notification rules.

Files and documents

S3 storage, antivirus scanning of attachments and PDF printouts in the languages of five countries.

Accounting

Postings passed to accounting systems, including 1C, through the shared modules of the A3 platform.

Need an integration with your system?

Tell us which systems the bank works with: we will show what connects through ready adapters and what needs configuration.

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