The A3.Bank platform
The third product in the A3.Solutions line after A3.MFO and A3.Insurance: one core for a bank, an MFO and an insurer inside the same group.

Why another core banking system
Banks in Russia, Kazakhstan, Kyrgyzstan, Uzbekistan and Mongolia often run on outdated or self-built systems with no ready support for several countries at once. A3.Bank ships a modern architecture and a localized product for all five jurisdictions from the start.
Shared A3 platform modules (accounting, credit bureaus, compliance, AML checks) get reused instead of integrated from scratch again, which lowers the total cost of ownership and speeds up the launch.
A3.Bank also lays the groundwork for the line’s next products, including the planned A3.PaymentSystem and A3.Brokerage.
One core for SaaS and On-Premise
Both delivery models run on the same codebase. The difference is in configuration and deployment, not in the feature set.
A country plugs in, it is never forked
A new jurisdiction's chart of accounts, payment channels, KYC rules and reporting connect through the core's extension points.
A shared A3 ecosystem
A bank, an MFO and an insurer inside one group work from a shared client profile and a shared event bus.
Regulation as part of the product
Mandatory reporting, ratios and limits for each jurisdiction are built into the modules, not bolted on after go-live.
One design system across the A3 line
A shared package of interface components and Storybook used by every product of the A3 line. A specific bank’s brand is set through tokens, with no changes to the components themselves.
Want to talk through a rollout?
Tell us about the bank and its jurisdictions, and we'll walk you through the platform and the architecture.