Operational core
Clients and KYC
A client is onboarded once and becomes the source of truth for every other module, from accounts and cards to lending and reporting.
What is inside
- 01
Individuals, legal entities and sole proprietors in a single model
- 02
Identification levels from simplified to enhanced, per each jurisdiction’s rules
- 03
Documents, data-processing consents and related parties
- 04
AML scoring and checks against sanctions and politically exposed persons lists
- 05
Remote identification through each country’s national identity services
- 06
One client profile shared by a bank, an MFO and an insurer inside the A3 group
- 07
Register of beneficial owners and tax residence self-certification
- 08
Masking of personal data and client access by branch
- 09
KYC level overrides only with a second employee’s approval
