Lending
The module carries a loan from the first application to full repayment or write-off, including restructuring and delinquency.
What is inside
- 01
Consumer loans, mortgages, auto loans, overdrafts and corporate lending
- 02
Application scoring integrated with each jurisdiction’s credit bureaus
- 03
Repayment schedules, interest accrual and early repayment
- 04
Delinquency, restructuring and problem-debt workflows
- 05
IFRS 9 expected-credit-loss reserves alongside national asset classification
- 06
Bank guarantees and letters of credit for corporate clients
- 07
Annuity, equal principal and bullet repayment
- 08
Credit cards with a grace period and a minimum payment
- 09
Refinancing, loan top-ups and purchased credit-impaired loans (POCI)
- 10
Full cost of credit, penalty caps by country and an insurance cooling-off period
- 11
Collateral with revaluation, guarantors and collection of overdue debt
